DTI Calculator & AI Loan Simulator

DTI Calculator with Smart Simulator and AI loan risk simulation. Offline, Private, No ads. Ever

Know Your Loan Chances Before You Apply

Whether you’re in the USA, UK, Canada, Australia, New Zealand, Germany, France, Norway, Sweden, Denmark, or Switzerland, your Debt-to-Income Ratio (DTI) is one of the first things lenders check before approving a loan.

DTI Calculator & AI Simulator is the offline, private, ad-free tool that helps you:

Calculate your DTI exactly like banks do.
Simulate loan approval chances with AI Assist.
Explore ways to lower your DTI before applying.

No more guessing. No more rejections. Just clear insights and smarter borrowing decisions.

What makes this DTI calculator different?

1. Instant Loan Risk Check with AI Assist

Before applying for a mortgage, personal loan, or auto loan, see your potential approval likelihood. The built-in AI Assist simulates real-world lending decisions based on your income, debts, and spending habits.

2. AI Plan to Improve Your DTI

If your DTI is too high, get an AI-generated improvement plan — reduce debt, adjust expenses, or increase income to strengthen your chances.

3. Real-Time “What If” Loan Simulations

Test different scenarios:

What if you pay off a credit card?
What if you increase your income?
What if you refinance your mortgage?
Your DTI updates instantly so you see the impact before making changes.

4. Bank-Level Accuracy

Unlike basic calculators, this app considers all debts: housing, student loans, car payments, credit cards, personal loans, and more — calculated exactly as lenders do.

5. Export Professional Reports

Generate PDF or CSV reports to share with advisors or keep for your records — all in one tap.

6. 100% Offline & Private

No data collection.
No ads. Ever
Your financial details never leave your device. (Login is only for saving preferences or accessing advanced features.)

Why This App is Better?

Other apps are either too basic or too complex. This combines:

Advanced loan comparison tools
AI-driven financial insights
A clean, professional UI with Dark Mode

One-Time Purchase – Full Access Forever

No subscriptions. No hidden fees. No ads. Price: $2.99 (limited-time).

Limited-time price. May increase soon.

Take control of your financial health today...

Available in Play Store:

Download DTI Calculator & AI Simulator now and get your next loan with confidence.

Explore more about us as finance solution providers at DIGITAL ASSEL LTD

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