Mortgage Calculator & AI Estimator

1. Full Monthly Payment Breakdown

See principal, interest, taxes, insurance, PMI, and fees — exactly like lenders calculate. No more guesswork with online mtg calculators.

2. AI Mortgage Affordability Insights

Built-in AI reviews your loan against affordability guidelines. Know instantly if your payments look safe, borderline, or risky — and explore payoff strategies.

3. Smart “What-If” Scenarios

Change interest rates, property taxes, or insurance with simple sliders. Instantly see how your monthly payments shift. Perfect for comparing different mortgage options.

4. Long-Term Loan Cost Analysis

Track lifetime interest, payoff date, and how much equity you’re actually building. Discover how small changes save (or cost) thousands.

5. Save, Export & Share Reports

Export professional PDF or Excel reports for your partner, advisor, or personal records. Clean, accurate, and ready to use.

6. Flexible Currency Support

Works with USD, GBP, EUR, CAD, AUD, NZD, CHF, SEK, NOK, DKK. Perfect for home loans, personal loans, or car financing.

7. 100% Privacy – 100% Offline

No data collection. No ads. No account needed for core features. Designed for users who want a secure offline loan calculator in any country where privacy matters.

Other mortgage calculators are either:

• Too basic (only show principal & interest)

• Too complex (require sign-ups & ads everywhere)

This app combines:

• Professional loan estimation

• AI-powered mortgage insights

• Elegant UI with Dark Mode

One-Time Purchase – Full Access Forever

No subscriptions. No hidden fees. No ads. Price: $2.99 (limited-time). 

Limited-time price. May increase soon.

Take control of your mortgage decisions — wherever you are...

Available in Play Store:

Download now on Google Play and make better mortgage decisions — privately, securely, and without ads.